How Much is Auto Insurance for Postal Workers in Albuquerque?

The words “low-priced” and “insurance” probably shouldn’t be used in the same sentence, specifically when you are looking for the lowest insurance rates for postal workers. Let’s open your eyes to some things the can have a considerable influence on car insurance rates, and figure out some ways to take the bite out of the next policy you buy.

One of the many criteria that are used to help calculate the price you pay for insurance is your address. Regions with larger populations or more claims likely pay more, whereas areas with lower crime rates and fewer weather claims have the benefit of cheaper auto insurance prices.

The next table ranks the most expensive areas in New Mexico for postal workers in which to purchase auto insurance. Albuquerque is ranked at #1 with a yearly cost of $1,431 for the average insurance policy, which is around $119 each month.

How much is car insurance in Albuquerque?
Rank City Annual Premium
1 Albuquerque $1,431
2 South Valley $1,349
3 Santa Fe $1,342
4 Artesia $1,330
5 North Valley $1,316
6 Hobbs $1,296
7 Los Lunas $1,263
8 Los Alamos $1,256
9 Rio Rancho $1,244
10 Gallup $1,224
11 Espanola $1,223
12 Roswell $1,222
13 Carlsbad $1,213
14 Las Vegas $1,195
15 Lovington $1,159
16 Farmington $1,148
17 Deming $1,143
18 Portales $1,140
19 Clovis $1,134
20 Chaparral $1,114
21 Las Cruces $1,098
22 Anthony $1,098
23 Sunland Park $1,065
24 Alamogordo $1,063
25 Silver City $1,053
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Premium amounts are estimated as the vehicle garaging location can revise coverage prices considerably.

Determining which company quotes the lowest-priced auto insurance rates for postal workers will involve more time in order to find the lowest price quote.

Each insurer has their own guidelines for setting prices, so let’s examine the lowest cost auto insurance companies in Albuquerque, NM. It’s important to understand that Albuquerque auto insurance rates are calculated based on many things which can substantially decrease or increase the price you have to pay for coverage. Simply turning a year older, moving to a new city, or getting caught speeding can trigger changes in premium that can now make some companies cheaper in comparison to the competition.

Find Cheaper Auto Insurance for USPS Employees

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USAA generally has some of the lowest car insurance rates in Albuquerque at around $677 per year. Allied, Safeco, Farm Bureau Mutual, and Farmers also rank well as some of the most economical Albuquerque, NM auto insurance companies.

In the above example, if you are currently insured with Allied and switched to USAA, you could earn an annual premium reduction of about $243. Insureds with Safeco might save as much as $307 a year, and Farm Bureau Mutual customers might lower prices by $501 a year.

Understand that those premiums are averaged across all drivers and vehicles in New Mexico and and are not calculated with an exact zip code location for postal workers. So the company that fits you best may not even be in the top 17 companies shown above. That is why you need to compare rates from as many companies as possible using your own driver information and specific vehicle type.

Discount Albuquerque auto insurance rates

Auto insurance for postal employees in Albuquerque, NMInsurance providers that offer coverage for postal workers may also provide special discounts that can reduce rates by as much as 35% if you can meet the requirements. A few popular companies and the discounts they provide can be read below.

The example below visualizes the comparison of insurance prices with and without discounts being applied to the rates. Data assumes a male driver, no tickets, no at-fault accidents, New Mexico state minimum liability limits, comprehensive and collision coverage, and $250 deductibles. The first bar for each age group shows the average rate with no discounts. The second shows the rates with accident-free, anti-theft, multiple policy, passive restraint, marriage, and homeowner discounts applied. When drivers qualify for the discounts, theaverage yearly reduction on auto insurance for postal workers is 28% or $630.

Finding the highest-rated insurance company is hard considering how many choices drivers have in Albuquerque. The company ratings listed below can help you analyze which auto insurers you want to consider when comparing insurance rates for postal workers.

The ratings below include large, nationwide insurance companies, so smaller companies that only insure vehicles in New Mexico are not taken into consideration for these rankings. To check rates and find cheaper insurance for postal workers, simply click here.

Top Auto Insurance Companies for Postal Workers in Albuquerque, NM
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
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Data Source: Best Car Insurance Companies

If you prefer to get some help when trying to find lower insurance rates for postal employees, the agents shown below can answer your questions and help you decide which policy fits your needs best. To locate an Albuquerque insurance agent closest to you, click the button following the list or click here to get price quotes now.

View more Albuquerque, NM insurance agents

How to find low-cost auto insurance for postal workers

Lowering your rates is not difficult, and here are some of the recommended penny-pinching ideas that can help you quote cheap auto insurance.

The last item on the list is very vital, as we noted in this piece. Coverage prices can change in a short period of time, so don’t be afraid to buy a policy from a new company if a better deal can be had.

Staying with the same car insurance company is fine, but it’s not a good idea if that stubbornness costs you a fortune every year. In less than five minutes you could shop around to find cheaper car insurance for postal workers in Albuquerque.